LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,775
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$139,999
−HK$4,291/mo
Today · 4.125%
HK$144,290
baseline
▲ 0.50% · 4.625%
HK$153,069
+HK$8,779/mo
Deposit HK$29.77M · loan HK$29.77M · min. income ≈ HK$288,580/mo (50% DSR)
Upfront cash ≈ HK$32.30M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,049
−HK$8,160/mo
▼ 0.25% · 3.875%
HK$155,100
−HK$4,109/mo
Today · 4.125%
HK$159,209
baseline
▲ 0.50% · 4.625%
HK$167,601
+HK$8,392/mo
Deposit HK$29.77M · loan HK$29.77M · min. income ≈ HK$318,418/mo (50% DSR)
Upfront cash ≈ HK$32.30M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,930
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$167,998
−HK$5,149/mo
Today · 4.125%
HK$173,147
baseline
▲ 0.50% · 4.625%
HK$183,683
+HK$10,536/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$346,294/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,258
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$186,120
−HK$4,931/mo
Today · 4.125%
HK$191,051
baseline
▲ 0.50% · 4.625%
HK$201,122
+HK$10,071/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$382,102/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,085
−HK$11,920/mo
▼ 0.25% · 3.875%
HK$195,998
−HK$6,007/mo
Today · 4.125%
HK$202,005
baseline
▲ 0.50% · 4.625%
HK$214,297
+HK$12,292/mo
Deposit HK$17.86M · loan HK$41.68M · min. income ≈ HK$404,010/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,468
−HK$11,425/mo
▼ 0.25% · 3.875%
HK$217,139
−HK$5,754/mo
Today · 4.125%
HK$222,893
baseline
▲ 0.50% · 4.625%
HK$234,642
+HK$11,749/mo
Deposit HK$17.86M · loan HK$41.68M · min. income ≈ HK$445,786/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,395
−HK$15,326/mo
▼ 0.25% · 3.875%
HK$251,997
−HK$7,724/mo
Today · 4.125%
HK$259,721
baseline
▲ 0.50% · 4.625%
HK$275,525
+HK$15,804/mo
Deposit HK$5.95M · loan HK$53.59M · min. income ≈ HK$519,442/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,887
−HK$14,690/mo
▼ 0.25% · 3.875%
HK$279,179
−HK$7,398/mo
Today · 4.125%
HK$286,577
baseline
▲ 0.50% · 4.625%
HK$301,682
+HK$15,105/mo
Deposit HK$5.95M · loan HK$53.59M · min. income ≈ HK$573,154/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,530,613 · Scale 2, in force from 26 Feb 2026)