LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,578
−HK$851/mo
▼ 0.25% · 3.875%
HK$14,000
−HK$429/mo
Today · 4.125%
HK$14,429
baseline
▲ 0.50% · 4.625%
HK$15,307
+HK$878/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,858/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,105
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,511
−HK$411/mo
Today · 4.125%
HK$15,922
baseline
▲ 0.50% · 4.625%
HK$16,761
+HK$839/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,844/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,294
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,800
−HK$515/mo
Today · 4.125%
HK$17,315
baseline
▲ 0.50% · 4.625%
HK$18,369
+HK$1,054/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,630/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,126
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,613
−HK$493/mo
Today · 4.125%
HK$19,106
baseline
▲ 0.50% · 4.625%
HK$20,113
+HK$1,007/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,212/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,009
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,601
−HK$600/mo
Today · 4.125%
HK$20,201
baseline
▲ 0.50% · 4.625%
HK$21,430
+HK$1,229/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,148
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$575/mo
Today · 4.125%
HK$22,290
baseline
▲ 0.50% · 4.625%
HK$23,465
+HK$1,175/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,580/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,440
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$772/mo
Today · 4.125%
HK$25,973
baseline
▲ 0.50% · 4.625%
HK$27,553
+HK$1,580/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$51,946/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,190
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,919
−HK$740/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,169
+HK$1,510/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,979 · Scale 2, in force from 26 Feb 2026)