LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,578
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,001
−HK$429/mo
Today · 4.125%
HK$14,430
baseline
▲ 0.50% · 4.625%
HK$15,308
+HK$878/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,860/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,106
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,511
−HK$411/mo
Today · 4.125%
HK$15,922
baseline
▲ 0.50% · 4.625%
HK$16,761
+HK$839/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,844/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,294
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,801
−HK$515/mo
Today · 4.125%
HK$17,316
baseline
▲ 0.50% · 4.625%
HK$18,370
+HK$1,054/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,632/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,127
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,613
−HK$493/mo
Today · 4.125%
HK$19,106
baseline
▲ 0.50% · 4.625%
HK$20,114
+HK$1,008/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,212/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,010
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,601
−HK$601/mo
Today · 4.125%
HK$20,202
baseline
▲ 0.50% · 4.625%
HK$21,431
+HK$1,229/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,404/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,148
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$576/mo
Today · 4.125%
HK$22,291
baseline
▲ 0.50% · 4.625%
HK$23,466
+HK$1,175/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,582/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,441
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$773/mo
Today · 4.125%
HK$25,974
baseline
▲ 0.50% · 4.625%
HK$27,554
+HK$1,580/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$51,948/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,191
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,920
−HK$740/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,170
+HK$1,510/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,983 · Scale 2, in force from 26 Feb 2026)