LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,787
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$140,011
−HK$4,291/mo
Today · 4.125%
HK$144,302
baseline
▲ 0.50% · 4.625%
HK$153,083
+HK$8,781/mo
Deposit HK$29.77M · loan HK$29.77M · min. income ≈ HK$288,604/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,062
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$155,113
−HK$4,110/mo
Today · 4.125%
HK$159,223
baseline
▲ 0.50% · 4.625%
HK$167,616
+HK$8,393/mo
Deposit HK$29.77M · loan HK$29.77M · min. income ≈ HK$318,446/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,945
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$168,013
−HK$5,150/mo
Today · 4.125%
HK$173,163
baseline
▲ 0.50% · 4.625%
HK$183,699
+HK$10,536/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$346,326/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,274
−HK$9,794/mo
▼ 0.25% · 3.875%
HK$186,136
−HK$4,932/mo
Today · 4.125%
HK$191,068
baseline
▲ 0.50% · 4.625%
HK$201,139
+HK$10,071/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$382,136/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,102
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$196,015
−HK$6,008/mo
Today · 4.125%
HK$202,023
baseline
▲ 0.50% · 4.625%
HK$214,316
+HK$12,293/mo
Deposit HK$17.86M · loan HK$41.68M · min. income ≈ HK$404,046/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,487
−HK$11,426/mo
▼ 0.25% · 3.875%
HK$217,159
−HK$5,754/mo
Today · 4.125%
HK$222,913
baseline
▲ 0.50% · 4.625%
HK$234,663
+HK$11,750/mo
Deposit HK$17.86M · loan HK$41.68M · min. income ≈ HK$445,826/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,417
−HK$15,327/mo
▼ 0.25% · 3.875%
HK$252,020
−HK$7,724/mo
Today · 4.125%
HK$259,744
baseline
▲ 0.50% · 4.625%
HK$275,549
+HK$15,805/mo
Deposit HK$5.95M · loan HK$53.59M · min. income ≈ HK$519,488/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,911
−HK$14,691/mo
▼ 0.25% · 3.875%
HK$279,204
−HK$7,398/mo
Today · 4.125%
HK$286,602
baseline
▲ 0.50% · 4.625%
HK$301,709
+HK$15,107/mo
Deposit HK$5.95M · loan HK$53.59M · min. income ≈ HK$573,204/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,530,836 · Scale 2, in force from 26 Feb 2026)