LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,795
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$140,019
−HK$4,292/mo
Today · 4.125%
HK$144,311
baseline
▲ 0.50% · 4.625%
HK$153,092
+HK$8,781/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$288,622/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,071
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$155,123
−HK$4,110/mo
Today · 4.125%
HK$159,233
baseline
▲ 0.50% · 4.625%
HK$167,626
+HK$8,393/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$318,466/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,955
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$168,023
−HK$5,150/mo
Today · 4.125%
HK$173,173
baseline
▲ 0.50% · 4.625%
HK$183,710
+HK$10,537/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$346,346/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,285
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$186,147
−HK$4,933/mo
Today · 4.125%
HK$191,080
baseline
▲ 0.50% · 4.625%
HK$201,152
+HK$10,072/mo
Deposit HK$23.82M · loan HK$35.73M · min. income ≈ HK$382,160/mo (50% DSR)
Upfront cash ≈ HK$26.35M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,114
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$196,027
−HK$6,008/mo
Today · 4.125%
HK$202,035
baseline
▲ 0.50% · 4.625%
HK$214,329
+HK$12,294/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$404,070/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,500
−HK$11,426/mo
▼ 0.25% · 3.875%
HK$217,172
−HK$5,754/mo
Today · 4.125%
HK$222,926
baseline
▲ 0.50% · 4.625%
HK$234,677
+HK$11,751/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$445,852/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,432
−HK$15,328/mo
▼ 0.25% · 3.875%
HK$252,035
−HK$7,725/mo
Today · 4.125%
HK$259,760
baseline
▲ 0.50% · 4.625%
HK$275,566
+HK$15,806/mo
Deposit HK$5.96M · loan HK$53.60M · min. income ≈ HK$519,520/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,928
−HK$14,691/mo
▼ 0.25% · 3.875%
HK$279,221
−HK$7,398/mo
Today · 4.125%
HK$286,619
baseline
▲ 0.50% · 4.625%
HK$301,727
+HK$15,108/mo
Deposit HK$5.96M · loan HK$53.60M · min. income ≈ HK$573,238/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,530,991 · Scale 2, in force from 26 Feb 2026)