LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,818
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$140,043
−HK$4,292/mo
Today · 4.125%
HK$144,335
baseline
▲ 0.50% · 4.625%
HK$153,118
+HK$8,783/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$288,670/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,096
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,149
−HK$4,111/mo
Today · 4.125%
HK$159,260
baseline
▲ 0.50% · 4.625%
HK$167,654
+HK$8,394/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$318,520/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,982
−HK$10,220/mo
▼ 0.25% · 3.875%
HK$168,051
−HK$5,151/mo
Today · 4.125%
HK$173,202
baseline
▲ 0.50% · 4.625%
HK$183,741
+HK$10,539/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$346,404/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,316
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$186,178
−HK$4,934/mo
Today · 4.125%
HK$191,112
baseline
▲ 0.50% · 4.625%
HK$201,185
+HK$10,073/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$382,224/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,145
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$196,060
−HK$6,009/mo
Today · 4.125%
HK$202,069
baseline
▲ 0.50% · 4.625%
HK$214,365
+HK$12,296/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$404,138/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,535
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$217,208
−HK$5,755/mo
Today · 4.125%
HK$222,963
baseline
▲ 0.50% · 4.625%
HK$234,716
+HK$11,753/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$445,926/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,473
−HK$15,330/mo
▼ 0.25% · 3.875%
HK$252,077
−HK$7,726/mo
Today · 4.125%
HK$259,803
baseline
▲ 0.50% · 4.625%
HK$275,612
+HK$15,809/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$519,606/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,973
−HK$14,694/mo
▼ 0.25% · 3.875%
HK$279,268
−HK$7,399/mo
Today · 4.125%
HK$286,667
baseline
▲ 0.50% · 4.625%
HK$301,778
+HK$15,111/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$573,334/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,414 · Scale 2, in force from 26 Feb 2026)