LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,819
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$140,044
−HK$4,292/mo
Today · 4.125%
HK$144,336
baseline
▲ 0.50% · 4.625%
HK$153,119
+HK$8,783/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$288,672/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,097
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,150
−HK$4,111/mo
Today · 4.125%
HK$159,261
baseline
▲ 0.50% · 4.625%
HK$167,656
+HK$8,395/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$318,522/mo (50% DSR)
Upfront cash ≈ HK$32.31M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,983
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$168,053
−HK$5,151/mo
Today · 4.125%
HK$173,204
baseline
▲ 0.50% · 4.625%
HK$183,743
+HK$10,539/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$346,408/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,317
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$186,180
−HK$4,933/mo
Today · 4.125%
HK$191,113
baseline
▲ 0.50% · 4.625%
HK$201,187
+HK$10,074/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$382,226/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,147
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$196,062
−HK$6,009/mo
Today · 4.125%
HK$202,071
baseline
▲ 0.50% · 4.625%
HK$214,366
+HK$12,295/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$404,142/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,536
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$217,210
−HK$5,755/mo
Today · 4.125%
HK$222,965
baseline
▲ 0.50% · 4.625%
HK$234,718
+HK$11,753/mo
Deposit HK$17.87M · loan HK$41.69M · min. income ≈ HK$445,930/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,475
−HK$15,330/mo
▼ 0.25% · 3.875%
HK$252,079
−HK$7,726/mo
Today · 4.125%
HK$259,805
baseline
▲ 0.50% · 4.625%
HK$275,614
+HK$15,809/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$519,610/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,975
−HK$14,694/mo
▼ 0.25% · 3.875%
HK$279,270
−HK$7,399/mo
Today · 4.125%
HK$286,669
baseline
▲ 0.50% · 4.625%
HK$301,780
+HK$15,111/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$573,338/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,433 · Scale 2, in force from 26 Feb 2026)