LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,829
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,054
−HK$4,293/mo
Today · 4.125%
HK$144,347
baseline
▲ 0.50% · 4.625%
HK$153,130
+HK$8,783/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$288,694/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,108
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$155,161
−HK$4,111/mo
Today · 4.125%
HK$159,272
baseline
▲ 0.50% · 4.625%
HK$167,668
+HK$8,396/mo
Deposit HK$29.78M · loan HK$29.78M · min. income ≈ HK$318,544/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,995
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$168,065
−HK$5,151/mo
Today · 4.125%
HK$173,216
baseline
▲ 0.50% · 4.625%
HK$183,756
+HK$10,540/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$346,432/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,330
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$186,193
−HK$4,934/mo
Today · 4.125%
HK$191,127
baseline
▲ 0.50% · 4.625%
HK$201,201
+HK$10,074/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$382,254/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,161
−HK$11,924/mo
▼ 0.25% · 3.875%
HK$196,076
−HK$6,009/mo
Today · 4.125%
HK$202,085
baseline
▲ 0.50% · 4.625%
HK$214,382
+HK$12,297/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$404,170/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,552
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$217,225
−HK$5,756/mo
Today · 4.125%
HK$222,981
baseline
▲ 0.50% · 4.625%
HK$234,735
+HK$11,754/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$445,962/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,492
−HK$15,332/mo
▼ 0.25% · 3.875%
HK$252,097
−HK$7,727/mo
Today · 4.125%
HK$259,824
baseline
▲ 0.50% · 4.625%
HK$275,634
+HK$15,810/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$519,648/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,995
−HK$14,695/mo
▼ 0.25% · 3.875%
HK$279,290
−HK$7,400/mo
Today · 4.125%
HK$286,690
baseline
▲ 0.50% · 4.625%
HK$301,802
+HK$15,112/mo
Deposit HK$5.96M · loan HK$53.61M · min. income ≈ HK$573,380/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,616 · Scale 2, in force from 26 Feb 2026)