LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,843
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$140,069
−HK$4,293/mo
Today · 4.125%
HK$144,362
baseline
▲ 0.50% · 4.625%
HK$153,146
+HK$8,784/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$288,724/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,124
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$155,178
−HK$4,111/mo
Today · 4.125%
HK$159,289
baseline
▲ 0.50% · 4.625%
HK$167,686
+HK$8,397/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$318,578/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,012
−HK$10,222/mo
▼ 0.25% · 3.875%
HK$168,083
−HK$5,151/mo
Today · 4.125%
HK$173,234
baseline
▲ 0.50% · 4.625%
HK$183,775
+HK$10,541/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$346,468/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,349
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$186,213
−HK$4,934/mo
Today · 4.125%
HK$191,147
baseline
▲ 0.50% · 4.625%
HK$201,223
+HK$10,076/mo
Deposit HK$23.83M · loan HK$35.74M · min. income ≈ HK$382,294/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,181
−HK$11,926/mo
▼ 0.25% · 3.875%
HK$196,097
−HK$6,010/mo
Today · 4.125%
HK$202,107
baseline
▲ 0.50% · 4.625%
HK$214,405
+HK$12,298/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$404,214/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,574
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$217,249
−HK$5,756/mo
Today · 4.125%
HK$223,005
baseline
▲ 0.50% · 4.625%
HK$234,760
+HK$11,755/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$446,010/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,518
−HK$15,334/mo
▼ 0.25% · 3.875%
HK$252,124
−HK$7,728/mo
Today · 4.125%
HK$259,852
baseline
▲ 0.50% · 4.625%
HK$275,663
+HK$15,811/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$519,704/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,024
−HK$14,697/mo
▼ 0.25% · 3.875%
HK$279,320
−HK$7,401/mo
Today · 4.125%
HK$286,721
baseline
▲ 0.50% · 4.625%
HK$301,834
+HK$15,113/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$573,442/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,885 · Scale 2, in force from 26 Feb 2026)