LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,847
−HK$8,519/mo
▼ 0.25% · 3.875%
HK$140,072
−HK$4,294/mo
Today · 4.125%
HK$144,366
baseline
▲ 0.50% · 4.625%
HK$153,150
+HK$8,784/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$288,732/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,128
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$155,181
−HK$4,112/mo
Today · 4.125%
HK$159,293
baseline
▲ 0.50% · 4.625%
HK$167,690
+HK$8,397/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$318,586/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,016
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$168,087
−HK$5,152/mo
Today · 4.125%
HK$173,239
baseline
▲ 0.50% · 4.625%
HK$183,780
+HK$10,541/mo
Deposit HK$23.83M · loan HK$35.75M · min. income ≈ HK$346,478/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,354
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$186,218
−HK$4,934/mo
Today · 4.125%
HK$191,152
baseline
▲ 0.50% · 4.625%
HK$201,228
+HK$10,076/mo
Deposit HK$23.83M · loan HK$35.75M · min. income ≈ HK$382,304/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,186
−HK$11,926/mo
▼ 0.25% · 3.875%
HK$196,101
−HK$6,011/mo
Today · 4.125%
HK$202,112
baseline
▲ 0.50% · 4.625%
HK$214,410
+HK$12,298/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$404,224/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,580
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$217,254
−HK$5,757/mo
Today · 4.125%
HK$223,011
baseline
▲ 0.50% · 4.625%
HK$234,766
+HK$11,755/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$446,022/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,524
−HK$15,334/mo
▼ 0.25% · 3.875%
HK$252,130
−HK$7,728/mo
Today · 4.125%
HK$259,858
baseline
▲ 0.50% · 4.625%
HK$275,670
+HK$15,812/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$519,716/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,031
−HK$14,697/mo
▼ 0.25% · 3.875%
HK$279,327
−HK$7,401/mo
Today · 4.125%
HK$286,728
baseline
▲ 0.50% · 4.625%
HK$301,842
+HK$15,114/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$573,456/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,531,949 · Scale 2, in force from 26 Feb 2026)