LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,852
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$140,078
−HK$4,294/mo
Today · 4.125%
HK$144,372
baseline
▲ 0.50% · 4.625%
HK$153,156
+HK$8,784/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$288,744/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,134
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$155,188
−HK$4,112/mo
Today · 4.125%
HK$159,300
baseline
▲ 0.50% · 4.625%
HK$167,697
+HK$8,397/mo
Deposit HK$29.79M · loan HK$29.79M · min. income ≈ HK$318,600/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,023
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$168,094
−HK$5,152/mo
Today · 4.125%
HK$173,246
baseline
▲ 0.50% · 4.625%
HK$183,787
+HK$10,541/mo
Deposit HK$23.83M · loan HK$35.75M · min. income ≈ HK$346,492/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,361
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$186,225
−HK$4,935/mo
Today · 4.125%
HK$191,160
baseline
▲ 0.50% · 4.625%
HK$201,236
+HK$10,076/mo
Deposit HK$23.83M · loan HK$35.75M · min. income ≈ HK$382,320/mo (50% DSR)
Upfront cash ≈ HK$26.36M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,193
−HK$11,927/mo
▼ 0.25% · 3.875%
HK$196,109
−HK$6,011/mo
Today · 4.125%
HK$202,120
baseline
▲ 0.50% · 4.625%
HK$214,419
+HK$12,299/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$404,240/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,588
−HK$11,432/mo
▼ 0.25% · 3.875%
HK$217,263
−HK$5,757/mo
Today · 4.125%
HK$223,020
baseline
▲ 0.50% · 4.625%
HK$234,775
+HK$11,755/mo
Deposit HK$17.87M · loan HK$41.70M · min. income ≈ HK$446,040/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,534
−HK$15,335/mo
▼ 0.25% · 3.875%
HK$252,141
−HK$7,728/mo
Today · 4.125%
HK$259,869
baseline
▲ 0.50% · 4.625%
HK$275,681
+HK$15,812/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$519,738/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,042
−HK$14,698/mo
▼ 0.25% · 3.875%
HK$279,338
−HK$7,402/mo
Today · 4.125%
HK$286,740
baseline
▲ 0.50% · 4.625%
HK$301,854
+HK$15,114/mo
Deposit HK$5.96M · loan HK$53.62M · min. income ≈ HK$573,480/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,532,052 · Scale 2, in force from 26 Feb 2026)