LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,899
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,126
−HK$4,295/mo
Today · 4.125%
HK$144,421
baseline
▲ 0.50% · 4.625%
HK$153,209
+HK$8,788/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$288,842/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,186
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,241
−HK$4,114/mo
Today · 4.125%
HK$159,355
baseline
▲ 0.50% · 4.625%
HK$167,754
+HK$8,399/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$318,710/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,079
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$168,152
−HK$5,153/mo
Today · 4.125%
HK$173,305
baseline
▲ 0.50% · 4.625%
HK$183,851
+HK$10,546/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$346,610/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,424
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$186,289
−HK$4,936/mo
Today · 4.125%
HK$191,225
baseline
▲ 0.50% · 4.625%
HK$201,305
+HK$10,080/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$382,450/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,259
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$196,177
−HK$6,013/mo
Today · 4.125%
HK$202,190
baseline
▲ 0.50% · 4.625%
HK$214,492
+HK$12,302/mo
Deposit HK$17.88M · loan HK$41.72M · min. income ≈ HK$404,380/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,661
−HK$11,435/mo
▼ 0.25% · 3.875%
HK$217,338
−HK$5,758/mo
Today · 4.125%
HK$223,096
baseline
▲ 0.50% · 4.625%
HK$234,856
+HK$11,760/mo
Deposit HK$17.88M · loan HK$41.72M · min. income ≈ HK$446,192/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,618
−HK$15,340/mo
▼ 0.25% · 3.875%
HK$252,227
−HK$7,731/mo
Today · 4.125%
HK$259,958
baseline
▲ 0.50% · 4.625%
HK$275,776
+HK$15,818/mo
Deposit HK$5.96M · loan HK$53.64M · min. income ≈ HK$519,916/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,136
−HK$14,702/mo
▼ 0.25% · 3.875%
HK$279,434
−HK$7,404/mo
Today · 4.125%
HK$286,838
baseline
▲ 0.50% · 4.625%
HK$301,958
+HK$15,120/mo
Deposit HK$5.96M · loan HK$53.64M · min. income ≈ HK$573,676/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,532,923 · Scale 2, in force from 26 Feb 2026)