LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,910
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,137
−HK$4,295/mo
Today · 4.125%
HK$144,432
baseline
▲ 0.50% · 4.625%
HK$153,221
+HK$8,789/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$288,864/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,198
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,253
−HK$4,114/mo
Today · 4.125%
HK$159,367
baseline
▲ 0.50% · 4.625%
HK$167,767
+HK$8,400/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$318,734/mo (50% DSR)
Upfront cash ≈ HK$32.33M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,091
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,165
−HK$5,154/mo
Today · 4.125%
HK$173,319
baseline
▲ 0.50% · 4.625%
HK$183,865
+HK$10,546/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$346,638/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,438
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$186,304
−HK$4,936/mo
Today · 4.125%
HK$191,240
baseline
▲ 0.50% · 4.625%
HK$201,321
+HK$10,081/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$382,480/mo (50% DSR)
Upfront cash ≈ HK$26.37M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,273
−HK$11,932/mo
▼ 0.25% · 3.875%
HK$196,192
−HK$6,013/mo
Today · 4.125%
HK$202,205
baseline
▲ 0.50% · 4.625%
HK$214,509
+HK$12,304/mo
Deposit HK$17.88M · loan HK$41.72M · min. income ≈ HK$404,410/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,677
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$217,354
−HK$5,760/mo
Today · 4.125%
HK$223,114
baseline
▲ 0.50% · 4.625%
HK$234,874
+HK$11,760/mo
Deposit HK$17.88M · loan HK$41.72M · min. income ≈ HK$446,228/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,637
−HK$15,341/mo
▼ 0.25% · 3.875%
HK$252,247
−HK$7,731/mo
Today · 4.125%
HK$259,978
baseline
▲ 0.50% · 4.625%
HK$275,797
+HK$15,819/mo
Deposit HK$5.96M · loan HK$53.64M · min. income ≈ HK$519,956/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,156
−HK$14,704/mo
▼ 0.25% · 3.875%
HK$279,456
−HK$7,404/mo
Today · 4.125%
HK$286,860
baseline
▲ 0.50% · 4.625%
HK$301,981
+HK$15,121/mo
Deposit HK$5.96M · loan HK$53.64M · min. income ≈ HK$573,720/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,118 · Scale 2, in force from 26 Feb 2026)