LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,922
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,150
−HK$4,296/mo
Today · 4.125%
HK$144,446
baseline
▲ 0.50% · 4.625%
HK$153,235
+HK$8,789/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$288,892/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,212
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,268
−HK$4,114/mo
Today · 4.125%
HK$159,382
baseline
▲ 0.50% · 4.625%
HK$167,783
+HK$8,401/mo
Deposit HK$29.80M · loan HK$29.80M · min. income ≈ HK$318,764/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,107
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,180
−HK$5,155/mo
Today · 4.125%
HK$173,335
baseline
▲ 0.50% · 4.625%
HK$183,882
+HK$10,547/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$346,670/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,455
−HK$9,803/mo
▼ 0.25% · 3.875%
HK$186,321
−HK$4,937/mo
Today · 4.125%
HK$191,258
baseline
▲ 0.50% · 4.625%
HK$201,339
+HK$10,081/mo
Deposit HK$23.84M · loan HK$35.76M · min. income ≈ HK$382,516/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,291
−HK$11,933/mo
▼ 0.25% · 3.875%
HK$196,210
−HK$6,014/mo
Today · 4.125%
HK$202,224
baseline
▲ 0.50% · 4.625%
HK$214,529
+HK$12,305/mo
Deposit HK$17.88M · loan HK$41.73M · min. income ≈ HK$404,448/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,697
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$217,375
−HK$5,759/mo
Today · 4.125%
HK$223,134
baseline
▲ 0.50% · 4.625%
HK$234,896
+HK$11,762/mo
Deposit HK$17.88M · loan HK$41.73M · min. income ≈ HK$446,268/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,660
−HK$15,342/mo
▼ 0.25% · 3.875%
HK$252,270
−HK$7,732/mo
Today · 4.125%
HK$260,002
baseline
▲ 0.50% · 4.625%
HK$275,823
+HK$15,821/mo
Deposit HK$5.96M · loan HK$53.65M · min. income ≈ HK$520,004/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,182
−HK$14,705/mo
▼ 0.25% · 3.875%
HK$279,482
−HK$7,405/mo
Today · 4.125%
HK$286,887
baseline
▲ 0.50% · 4.625%
HK$302,009
+HK$15,122/mo
Deposit HK$5.96M · loan HK$53.65M · min. income ≈ HK$573,774/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,354 · Scale 2, in force from 26 Feb 2026)