LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,929
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,157
−HK$4,296/mo
Today · 4.125%
HK$144,453
baseline
▲ 0.50% · 4.625%
HK$153,243
+HK$8,790/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,906/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,220
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,276
−HK$4,114/mo
Today · 4.125%
HK$159,390
baseline
▲ 0.50% · 4.625%
HK$167,792
+HK$8,402/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,780/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,115
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$168,189
−HK$5,155/mo
Today · 4.125%
HK$173,344
baseline
▲ 0.50% · 4.625%
HK$183,891
+HK$10,547/mo
Deposit HK$23.84M · loan HK$35.77M · min. income ≈ HK$346,688/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,464
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$186,331
−HK$4,937/mo
Today · 4.125%
HK$191,268
baseline
▲ 0.50% · 4.625%
HK$201,350
+HK$10,082/mo
Deposit HK$23.84M · loan HK$35.77M · min. income ≈ HK$382,536/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,301
−HK$11,934/mo
▼ 0.25% · 3.875%
HK$196,220
−HK$6,015/mo
Today · 4.125%
HK$202,235
baseline
▲ 0.50% · 4.625%
HK$214,540
+HK$12,305/mo
Deposit HK$17.88M · loan HK$41.73M · min. income ≈ HK$404,470/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,708
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$217,386
−HK$5,760/mo
Today · 4.125%
HK$223,146
baseline
▲ 0.50% · 4.625%
HK$234,908
+HK$11,762/mo
Deposit HK$17.88M · loan HK$41.73M · min. income ≈ HK$446,292/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,673
−HK$15,343/mo
▼ 0.25% · 3.875%
HK$252,283
−HK$7,733/mo
Today · 4.125%
HK$260,016
baseline
▲ 0.50% · 4.625%
HK$275,837
+HK$15,821/mo
Deposit HK$5.96M · loan HK$53.65M · min. income ≈ HK$520,032/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,196
−HK$14,706/mo
▼ 0.25% · 3.875%
HK$279,496
−HK$7,406/mo
Today · 4.125%
HK$286,902
baseline
▲ 0.50% · 4.625%
HK$302,025
+HK$15,123/mo
Deposit HK$5.96M · loan HK$53.65M · min. income ≈ HK$573,804/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$2,533,485 · Scale 2, in force from 26 Feb 2026)