LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,944
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,173
−HK$4,296/mo
Today · 4.125%
HK$144,469
baseline
▲ 0.50% · 4.625%
HK$153,260
+HK$8,791/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,938/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,237
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,293
−HK$4,115/mo
Today · 4.125%
HK$159,408
baseline
▲ 0.50% · 4.625%
HK$167,810
+HK$8,402/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,816/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,133
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$168,208
−HK$5,155/mo
Today · 4.125%
HK$173,363
baseline
▲ 0.50% · 4.625%
HK$183,912
+HK$10,549/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$346,726/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,484
−HK$9,805/mo
▼ 0.25% · 3.875%
HK$186,351
−HK$4,938/mo
Today · 4.125%
HK$191,289
baseline
▲ 0.50% · 4.625%
HK$201,372
+HK$10,083/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$382,578/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,322
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$196,242
−HK$6,015/mo
Today · 4.125%
HK$202,257
baseline
▲ 0.50% · 4.625%
HK$214,564
+HK$12,307/mo
Deposit HK$17.89M · loan HK$41.73M · min. income ≈ HK$404,514/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,731
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$217,410
−HK$5,761/mo
Today · 4.125%
HK$223,171
baseline
▲ 0.50% · 4.625%
HK$234,934
+HK$11,763/mo
Deposit HK$17.89M · loan HK$41.73M · min. income ≈ HK$446,342/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,700
−HK$15,345/mo
▼ 0.25% · 3.875%
HK$252,311
−HK$7,734/mo
Today · 4.125%
HK$260,045
baseline
▲ 0.50% · 4.625%
HK$275,868
+HK$15,823/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$520,090/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,226
−HK$14,708/mo
▼ 0.25% · 3.875%
HK$279,527
−HK$7,407/mo
Today · 4.125%
HK$286,934
baseline
▲ 0.50% · 4.625%
HK$302,058
+HK$15,124/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$573,868/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,767 · Scale 2, in force from 26 Feb 2026)