LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,945
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,174
−HK$4,296/mo
Today · 4.125%
HK$144,470
baseline
▲ 0.50% · 4.625%
HK$153,260
+HK$8,790/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,940/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,237
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,293
−HK$4,115/mo
Today · 4.125%
HK$159,408
baseline
▲ 0.50% · 4.625%
HK$167,811
+HK$8,403/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,816/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,134
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$168,208
−HK$5,156/mo
Today · 4.125%
HK$173,364
baseline
▲ 0.50% · 4.625%
HK$183,913
+HK$10,549/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$346,728/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,485
−HK$9,805/mo
▼ 0.25% · 3.875%
HK$186,352
−HK$4,938/mo
Today · 4.125%
HK$191,290
baseline
▲ 0.50% · 4.625%
HK$201,373
+HK$10,083/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$382,580/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,323
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$196,243
−HK$6,015/mo
Today · 4.125%
HK$202,258
baseline
▲ 0.50% · 4.625%
HK$214,565
+HK$12,307/mo
Deposit HK$17.89M · loan HK$41.73M · min. income ≈ HK$404,516/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,732
−HK$11,439/mo
▼ 0.25% · 3.875%
HK$217,411
−HK$5,760/mo
Today · 4.125%
HK$223,171
baseline
▲ 0.50% · 4.625%
HK$234,935
+HK$11,764/mo
Deposit HK$17.89M · loan HK$41.73M · min. income ≈ HK$446,342/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,701
−HK$15,345/mo
▼ 0.25% · 3.875%
HK$252,312
−HK$7,734/mo
Today · 4.125%
HK$260,046
baseline
▲ 0.50% · 4.625%
HK$275,869
+HK$15,823/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$520,092/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,227
−HK$14,708/mo
▼ 0.25% · 3.875%
HK$279,528
−HK$7,407/mo
Today · 4.125%
HK$286,935
baseline
▲ 0.50% · 4.625%
HK$302,059
+HK$15,124/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$573,870/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,775 · Scale 2, in force from 26 Feb 2026)