LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,956
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,185
−HK$4,296/mo
Today · 4.125%
HK$144,481
baseline
▲ 0.50% · 4.625%
HK$153,273
+HK$8,792/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,962/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,249
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,306
−HK$4,115/mo
Today · 4.125%
HK$159,421
baseline
▲ 0.50% · 4.625%
HK$167,824
+HK$8,403/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,842/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,147
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$168,222
−HK$5,155/mo
Today · 4.125%
HK$173,377
baseline
▲ 0.50% · 4.625%
HK$183,927
+HK$10,550/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$346,754/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,499
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,367
−HK$4,938/mo
Today · 4.125%
HK$191,305
baseline
▲ 0.50% · 4.625%
HK$201,389
+HK$10,084/mo
Deposit HK$23.85M · loan HK$35.77M · min. income ≈ HK$382,610/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,338
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$196,258
−HK$6,016/mo
Today · 4.125%
HK$202,274
baseline
▲ 0.50% · 4.625%
HK$214,582
+HK$12,308/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$404,548/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,749
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$217,428
−HK$5,761/mo
Today · 4.125%
HK$223,189
baseline
▲ 0.50% · 4.625%
HK$234,954
+HK$11,765/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$446,378/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,720
−HK$15,346/mo
▼ 0.25% · 3.875%
HK$252,332
−HK$7,734/mo
Today · 4.125%
HK$260,066
baseline
▲ 0.50% · 4.625%
HK$275,891
+HK$15,825/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$520,132/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,249
−HK$14,708/mo
▼ 0.25% · 3.875%
HK$279,550
−HK$7,407/mo
Today · 4.125%
HK$286,957
baseline
▲ 0.50% · 4.625%
HK$302,083
+HK$15,126/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$573,914/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,533,975 · Scale 2, in force from 26 Feb 2026)