LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,962
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$140,191
−HK$4,297/mo
Today · 4.125%
HK$144,488
baseline
▲ 0.50% · 4.625%
HK$153,280
+HK$8,792/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,976/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,256
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,313
−HK$4,115/mo
Today · 4.125%
HK$159,428
baseline
▲ 0.50% · 4.625%
HK$167,832
+HK$8,404/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,856/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,155
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$168,230
−HK$5,156/mo
Today · 4.125%
HK$173,386
baseline
▲ 0.50% · 4.625%
HK$183,936
+HK$10,550/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$346,772/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,508
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,376
−HK$4,938/mo
Today · 4.125%
HK$191,314
baseline
▲ 0.50% · 4.625%
HK$201,399
+HK$10,085/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$382,628/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,347
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$196,268
−HK$6,015/mo
Today · 4.125%
HK$202,283
baseline
▲ 0.50% · 4.625%
HK$214,592
+HK$12,309/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$404,566/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,759
−HK$11,441/mo
▼ 0.25% · 3.875%
HK$217,438
−HK$5,762/mo
Today · 4.125%
HK$223,200
baseline
▲ 0.50% · 4.625%
HK$234,965
+HK$11,765/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$446,400/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,732
−HK$15,347/mo
▼ 0.25% · 3.875%
HK$252,344
−HK$7,735/mo
Today · 4.125%
HK$260,079
baseline
▲ 0.50% · 4.625%
HK$275,904
+HK$15,825/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$520,158/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,262
−HK$14,709/mo
▼ 0.25% · 3.875%
HK$279,564
−HK$7,407/mo
Today · 4.125%
HK$286,971
baseline
▲ 0.50% · 4.625%
HK$302,098
+HK$15,127/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$573,942/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,097 · Scale 2, in force from 26 Feb 2026)