LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,964
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,194
−HK$4,297/mo
Today · 4.125%
HK$144,491
baseline
▲ 0.50% · 4.625%
HK$153,283
+HK$8,792/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$288,982/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,259
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,316
−HK$4,115/mo
Today · 4.125%
HK$159,431
baseline
▲ 0.50% · 4.625%
HK$167,835
+HK$8,404/mo
Deposit HK$29.81M · loan HK$29.81M · min. income ≈ HK$318,862/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,157
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,232
−HK$5,157/mo
Today · 4.125%
HK$173,389
baseline
▲ 0.50% · 4.625%
HK$183,939
+HK$10,550/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$346,778/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,511
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,379
−HK$4,938/mo
Today · 4.125%
HK$191,317
baseline
▲ 0.50% · 4.625%
HK$201,402
+HK$10,085/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$382,634/mo (50% DSR)
Upfront cash ≈ HK$26.38M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,350
−HK$11,937/mo
▼ 0.25% · 3.875%
HK$196,271
−HK$6,016/mo
Today · 4.125%
HK$202,287
baseline
▲ 0.50% · 4.625%
HK$214,596
+HK$12,309/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$404,574/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,763
−HK$11,441/mo
▼ 0.25% · 3.875%
HK$217,442
−HK$5,762/mo
Today · 4.125%
HK$223,204
baseline
▲ 0.50% · 4.625%
HK$234,969
+HK$11,765/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$446,408/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,736
−HK$15,347/mo
▼ 0.25% · 3.875%
HK$252,349
−HK$7,734/mo
Today · 4.125%
HK$260,083
baseline
▲ 0.50% · 4.625%
HK$275,909
+HK$15,826/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$520,166/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,266
−HK$14,710/mo
▼ 0.25% · 3.875%
HK$279,568
−HK$7,408/mo
Today · 4.125%
HK$286,976
baseline
▲ 0.50% · 4.625%
HK$302,103
+HK$15,127/mo
Deposit HK$5.96M · loan HK$53.66M · min. income ≈ HK$573,952/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,140 · Scale 2, in force from 26 Feb 2026)