LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,977
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,206
−HK$4,298/mo
Today · 4.125%
HK$144,504
baseline
▲ 0.50% · 4.625%
HK$153,296
+HK$8,792/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$289,008/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,273
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$155,330
−HK$4,116/mo
Today · 4.125%
HK$159,446
baseline
▲ 0.50% · 4.625%
HK$167,850
+HK$8,404/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$318,892/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,172
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,248
−HK$5,156/mo
Today · 4.125%
HK$173,404
baseline
▲ 0.50% · 4.625%
HK$183,956
+HK$10,552/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$346,808/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,527
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,396
−HK$4,939/mo
Today · 4.125%
HK$191,335
baseline
▲ 0.50% · 4.625%
HK$201,420
+HK$10,085/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$382,670/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,367
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$196,289
−HK$6,016/mo
Today · 4.125%
HK$202,305
baseline
▲ 0.50% · 4.625%
HK$214,615
+HK$12,310/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$404,610/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,782
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$217,462
−HK$5,762/mo
Today · 4.125%
HK$223,224
baseline
▲ 0.50% · 4.625%
HK$234,990
+HK$11,766/mo
Deposit HK$17.89M · loan HK$41.74M · min. income ≈ HK$446,448/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,758
−HK$15,349/mo
▼ 0.25% · 3.875%
HK$252,372
−HK$7,735/mo
Today · 4.125%
HK$260,107
baseline
▲ 0.50% · 4.625%
HK$275,934
+HK$15,827/mo
Deposit HK$5.96M · loan HK$53.67M · min. income ≈ HK$520,214/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,291
−HK$14,711/mo
▼ 0.25% · 3.875%
HK$279,594
−HK$7,408/mo
Today · 4.125%
HK$287,002
baseline
▲ 0.50% · 4.625%
HK$302,130
+HK$15,128/mo
Deposit HK$5.96M · loan HK$53.67M · min. income ≈ HK$574,004/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,370 · Scale 2, in force from 26 Feb 2026)