LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,986
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,216
−HK$4,297/mo
Today · 4.125%
HK$144,513
baseline
▲ 0.50% · 4.625%
HK$153,307
+HK$8,794/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$289,026/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,283
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$155,340
−HK$4,116/mo
Today · 4.125%
HK$159,456
baseline
▲ 0.50% · 4.625%
HK$167,861
+HK$8,405/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$318,912/mo (50% DSR)
Upfront cash ≈ HK$32.35M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,183
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$168,259
−HK$5,157/mo
Today · 4.125%
HK$173,416
baseline
▲ 0.50% · 4.625%
HK$183,968
+HK$10,552/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$346,832/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,539
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,408
−HK$4,939/mo
Today · 4.125%
HK$191,347
baseline
▲ 0.50% · 4.625%
HK$201,434
+HK$10,087/mo
Deposit HK$23.85M · loan HK$35.78M · min. income ≈ HK$382,694/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,380
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$196,302
−HK$6,017/mo
Today · 4.125%
HK$202,319
baseline
▲ 0.50% · 4.625%
HK$214,629
+HK$12,310/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$404,638/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,796
−HK$11,443/mo
▼ 0.25% · 3.875%
HK$217,476
−HK$5,763/mo
Today · 4.125%
HK$223,239
baseline
▲ 0.50% · 4.625%
HK$235,006
+HK$11,767/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$446,478/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,774
−HK$15,350/mo
▼ 0.25% · 3.875%
HK$252,388
−HK$7,736/mo
Today · 4.125%
HK$260,124
baseline
▲ 0.50% · 4.625%
HK$275,952
+HK$15,828/mo
Deposit HK$5.96M · loan HK$53.67M · min. income ≈ HK$520,248/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,309
−HK$14,712/mo
▼ 0.25% · 3.875%
HK$279,612
−HK$7,409/mo
Today · 4.125%
HK$287,021
baseline
▲ 0.50% · 4.625%
HK$302,150
+HK$15,129/mo
Deposit HK$5.96M · loan HK$53.67M · min. income ≈ HK$574,042/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,538 · Scale 2, in force from 26 Feb 2026)