LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,996
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,226
−HK$4,298/mo
Today · 4.125%
HK$144,524
baseline
▲ 0.50% · 4.625%
HK$153,318
+HK$8,794/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$289,048/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,294
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,352
−HK$4,116/mo
Today · 4.125%
HK$159,468
baseline
▲ 0.50% · 4.625%
HK$167,874
+HK$8,406/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$318,936/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,195
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$168,271
−HK$5,158/mo
Today · 4.125%
HK$173,429
baseline
▲ 0.50% · 4.625%
HK$183,982
+HK$10,553/mo
Deposit HK$23.86M · loan HK$35.78M · min. income ≈ HK$346,858/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,553
−HK$9,809/mo
▼ 0.25% · 3.875%
HK$186,422
−HK$4,940/mo
Today · 4.125%
HK$191,362
baseline
▲ 0.50% · 4.625%
HK$201,449
+HK$10,087/mo
Deposit HK$23.86M · loan HK$35.78M · min. income ≈ HK$382,724/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,394
−HK$11,940/mo
▼ 0.25% · 3.875%
HK$196,317
−HK$6,017/mo
Today · 4.125%
HK$202,334
baseline
▲ 0.50% · 4.625%
HK$214,645
+HK$12,311/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$404,668/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,812
−HK$11,443/mo
▼ 0.25% · 3.875%
HK$217,492
−HK$5,763/mo
Today · 4.125%
HK$223,255
baseline
▲ 0.50% · 4.625%
HK$235,023
+HK$11,768/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$446,510/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,793
−HK$15,350/mo
▼ 0.25% · 3.875%
HK$252,407
−HK$7,736/mo
Today · 4.125%
HK$260,143
baseline
▲ 0.50% · 4.625%
HK$275,972
+HK$15,829/mo
Deposit HK$5.96M · loan HK$53.68M · min. income ≈ HK$520,286/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,329
−HK$14,714/mo
▼ 0.25% · 3.875%
HK$279,633
−HK$7,410/mo
Today · 4.125%
HK$287,043
baseline
▲ 0.50% · 4.625%
HK$302,173
+HK$15,130/mo
Deposit HK$5.96M · loan HK$53.68M · min. income ≈ HK$574,086/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,728 · Scale 2, in force from 26 Feb 2026)