LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,010
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,241
−HK$4,298/mo
Today · 4.125%
HK$144,539
baseline
▲ 0.50% · 4.625%
HK$153,334
+HK$8,795/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$289,078/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,310
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,368
−HK$4,117/mo
Today · 4.125%
HK$159,485
baseline
▲ 0.50% · 4.625%
HK$167,892
+HK$8,407/mo
Deposit HK$29.82M · loan HK$29.82M · min. income ≈ HK$318,970/mo (50% DSR)
Upfront cash ≈ HK$32.36M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,212
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$168,289
−HK$5,158/mo
Today · 4.125%
HK$173,447
baseline
▲ 0.50% · 4.625%
HK$184,001
+HK$10,554/mo
Deposit HK$23.86M · loan HK$35.79M · min. income ≈ HK$346,894/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,572
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$186,442
−HK$4,940/mo
Today · 4.125%
HK$191,382
baseline
▲ 0.50% · 4.625%
HK$201,470
+HK$10,088/mo
Deposit HK$23.86M · loan HK$35.79M · min. income ≈ HK$382,764/mo (50% DSR)
Upfront cash ≈ HK$26.39M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,414
−HK$11,941/mo
▼ 0.25% · 3.875%
HK$196,337
−HK$6,018/mo
Today · 4.125%
HK$202,355
baseline
▲ 0.50% · 4.625%
HK$214,668
+HK$12,313/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$404,710/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,834
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$217,515
−HK$5,764/mo
Today · 4.125%
HK$223,279
baseline
▲ 0.50% · 4.625%
HK$235,048
+HK$11,769/mo
Deposit HK$17.89M · loan HK$41.75M · min. income ≈ HK$446,558/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,819
−HK$15,352/mo
▼ 0.25% · 3.875%
HK$252,434
−HK$7,737/mo
Today · 4.125%
HK$260,171
baseline
▲ 0.50% · 4.625%
HK$276,002
+HK$15,831/mo
Deposit HK$5.96M · loan HK$53.68M · min. income ≈ HK$520,342/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,358
−HK$14,715/mo
▼ 0.25% · 3.875%
HK$279,663
−HK$7,410/mo
Today · 4.125%
HK$287,073
baseline
▲ 0.50% · 4.625%
HK$302,205
+HK$15,132/mo
Deposit HK$5.96M · loan HK$53.68M · min. income ≈ HK$574,146/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,534,996 · Scale 2, in force from 26 Feb 2026)