LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,044
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,276
−HK$4,300/mo
Today · 4.125%
HK$144,576
baseline
▲ 0.50% · 4.625%
HK$153,373
+HK$8,797/mo
Deposit HK$29.83M · loan HK$29.83M · min. income ≈ HK$289,152/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,348
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,407
−HK$4,118/mo
Today · 4.125%
HK$159,525
baseline
▲ 0.50% · 4.625%
HK$167,934
+HK$8,409/mo
Deposit HK$29.83M · loan HK$29.83M · min. income ≈ HK$319,050/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,253
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$168,331
−HK$5,160/mo
Today · 4.125%
HK$173,491
baseline
▲ 0.50% · 4.625%
HK$184,047
+HK$10,556/mo
Deposit HK$23.86M · loan HK$35.80M · min. income ≈ HK$346,982/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,618
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$186,489
−HK$4,941/mo
Today · 4.125%
HK$191,430
baseline
▲ 0.50% · 4.625%
HK$201,520
+HK$10,090/mo
Deposit HK$23.86M · loan HK$35.80M · min. income ≈ HK$382,860/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,462
−HK$11,944/mo
▼ 0.25% · 3.875%
HK$196,387
−HK$6,019/mo
Today · 4.125%
HK$202,406
baseline
▲ 0.50% · 4.625%
HK$214,722
+HK$12,316/mo
Deposit HK$17.90M · loan HK$41.76M · min. income ≈ HK$404,812/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,887
−HK$11,448/mo
▼ 0.25% · 3.875%
HK$217,570
−HK$5,765/mo
Today · 4.125%
HK$223,335
baseline
▲ 0.50% · 4.625%
HK$235,107
+HK$11,772/mo
Deposit HK$17.90M · loan HK$41.76M · min. income ≈ HK$446,670/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,880
−HK$15,356/mo
▼ 0.25% · 3.875%
HK$252,497
−HK$7,739/mo
Today · 4.125%
HK$260,236
baseline
▲ 0.50% · 4.625%
HK$276,071
+HK$15,835/mo
Deposit HK$5.97M · loan HK$53.70M · min. income ≈ HK$520,472/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,427
−HK$14,718/mo
▼ 0.25% · 3.875%
HK$279,733
−HK$7,412/mo
Today · 4.125%
HK$287,145
baseline
▲ 0.50% · 4.625%
HK$302,281
+HK$15,136/mo
Deposit HK$5.97M · loan HK$53.70M · min. income ≈ HK$574,290/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,535,631 · Scale 2, in force from 26 Feb 2026)