LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,055
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,287
−HK$4,300/mo
Today · 4.125%
HK$144,587
baseline
▲ 0.50% · 4.625%
HK$153,385
+HK$8,798/mo
Deposit HK$29.83M · loan HK$29.83M · min. income ≈ HK$289,174/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,360
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,419
−HK$4,119/mo
Today · 4.125%
HK$159,538
baseline
▲ 0.50% · 4.625%
HK$167,947
+HK$8,409/mo
Deposit HK$29.83M · loan HK$29.83M · min. income ≈ HK$319,076/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,266
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$168,345
−HK$5,159/mo
Today · 4.125%
HK$173,504
baseline
▲ 0.50% · 4.625%
HK$184,062
+HK$10,558/mo
Deposit HK$23.87M · loan HK$35.80M · min. income ≈ HK$347,008/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,632
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$186,503
−HK$4,942/mo
Today · 4.125%
HK$191,445
baseline
▲ 0.50% · 4.625%
HK$201,536
+HK$10,091/mo
Deposit HK$23.87M · loan HK$35.80M · min. income ≈ HK$382,890/mo (50% DSR)
Upfront cash ≈ HK$26.40M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,477
−HK$11,945/mo
▼ 0.25% · 3.875%
HK$196,402
−HK$6,020/mo
Today · 4.125%
HK$202,422
baseline
▲ 0.50% · 4.625%
HK$214,739
+HK$12,317/mo
Deposit HK$17.90M · loan HK$41.77M · min. income ≈ HK$404,844/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,904
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$217,587
−HK$5,766/mo
Today · 4.125%
HK$223,353
baseline
▲ 0.50% · 4.625%
HK$235,126
+HK$11,773/mo
Deposit HK$17.90M · loan HK$41.77M · min. income ≈ HK$446,706/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,899
−HK$15,358/mo
▼ 0.25% · 3.875%
HK$252,517
−HK$7,740/mo
Today · 4.125%
HK$260,257
baseline
▲ 0.50% · 4.625%
HK$276,093
+HK$15,836/mo
Deposit HK$5.97M · loan HK$53.70M · min. income ≈ HK$520,514/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,448
−HK$14,720/mo
▼ 0.25% · 3.875%
HK$279,755
−HK$7,413/mo
Today · 4.125%
HK$287,168
baseline
▲ 0.50% · 4.625%
HK$302,305
+HK$15,137/mo
Deposit HK$5.97M · loan HK$53.70M · min. income ≈ HK$574,336/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,535,832 · Scale 2, in force from 26 Feb 2026)