LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,078
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,311
−HK$4,300/mo
Today · 4.125%
HK$144,611
baseline
▲ 0.50% · 4.625%
HK$153,411
+HK$8,800/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$289,222/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,386
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,446
−HK$4,118/mo
Today · 4.125%
HK$159,564
baseline
▲ 0.50% · 4.625%
HK$167,975
+HK$8,411/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$319,128/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,294
−HK$10,240/mo
▼ 0.25% · 3.875%
HK$168,373
−HK$5,161/mo
Today · 4.125%
HK$173,534
baseline
▲ 0.50% · 4.625%
HK$184,093
+HK$10,559/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$347,068/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,663
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,535
−HK$4,942/mo
Today · 4.125%
HK$191,477
baseline
▲ 0.50% · 4.625%
HK$201,570
+HK$10,093/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$382,954/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,509
−HK$11,947/mo
▼ 0.25% · 3.875%
HK$196,435
−HK$6,021/mo
Today · 4.125%
HK$202,456
baseline
▲ 0.50% · 4.625%
HK$214,775
+HK$12,319/mo
Deposit HK$17.90M · loan HK$41.77M · min. income ≈ HK$404,912/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,940
−HK$11,450/mo
▼ 0.25% · 3.875%
HK$217,624
−HK$5,766/mo
Today · 4.125%
HK$223,390
baseline
▲ 0.50% · 4.625%
HK$235,165
+HK$11,775/mo
Deposit HK$17.90M · loan HK$41.77M · min. income ≈ HK$446,780/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,941
−HK$15,360/mo
▼ 0.25% · 3.875%
HK$252,560
−HK$7,741/mo
Today · 4.125%
HK$260,301
baseline
▲ 0.50% · 4.625%
HK$276,139
+HK$15,838/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$520,602/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,494
−HK$14,722/mo
▼ 0.25% · 3.875%
HK$279,802
−HK$7,414/mo
Today · 4.125%
HK$287,216
baseline
▲ 0.50% · 4.625%
HK$302,356
+HK$15,140/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$574,432/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,259 · Scale 2, in force from 26 Feb 2026)