LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,608
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,031
−HK$430/mo
Today · 4.125%
HK$14,461
baseline
▲ 0.50% · 4.625%
HK$15,341
+HK$880/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,922/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,139
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,545
−HK$411/mo
Today · 4.125%
HK$15,956
baseline
▲ 0.50% · 4.625%
HK$16,798
+HK$842/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,912/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,329
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,837
−HK$516/mo
Today · 4.125%
HK$17,353
baseline
▲ 0.50% · 4.625%
HK$18,409
+HK$1,056/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$34,706/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,166
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,654
−HK$494/mo
Today · 4.125%
HK$19,148
baseline
▲ 0.50% · 4.625%
HK$20,157
+HK$1,009/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$38,296/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,051
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,644
−HK$602/mo
Today · 4.125%
HK$20,246
baseline
▲ 0.50% · 4.625%
HK$21,478
+HK$1,232/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,492/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,194
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,762
−HK$577/mo
Today · 4.125%
HK$22,339
baseline
▲ 0.50% · 4.625%
HK$23,517
+HK$1,178/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,678/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,494
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,256
−HK$774/mo
Today · 4.125%
HK$26,030
baseline
▲ 0.50% · 4.625%
HK$27,614
+HK$1,584/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$52,060/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,980
−HK$742/mo
Today · 4.125%
HK$28,722
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,514/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$57,444/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,273 · Scale 2, in force from 26 Feb 2026)