LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,084
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$140,317
−HK$4,301/mo
Today · 4.125%
HK$144,618
baseline
▲ 0.50% · 4.625%
HK$153,418
+HK$8,800/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$289,236/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,392
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,453
−HK$4,119/mo
Today · 4.125%
HK$159,572
baseline
▲ 0.50% · 4.625%
HK$167,983
+HK$8,411/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$319,144/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,301
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,381
−HK$5,161/mo
Today · 4.125%
HK$173,542
baseline
▲ 0.50% · 4.625%
HK$184,101
+HK$10,559/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$347,084/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,671
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$186,543
−HK$4,943/mo
Today · 4.125%
HK$191,486
baseline
▲ 0.50% · 4.625%
HK$201,580
+HK$10,094/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$382,972/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,518
−HK$11,947/mo
▼ 0.25% · 3.875%
HK$196,444
−HK$6,021/mo
Today · 4.125%
HK$202,465
baseline
▲ 0.50% · 4.625%
HK$214,785
+HK$12,320/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$404,930/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,949
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$217,634
−HK$5,766/mo
Today · 4.125%
HK$223,400
baseline
▲ 0.50% · 4.625%
HK$235,176
+HK$11,776/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$446,800/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,952
−HK$15,360/mo
▼ 0.25% · 3.875%
HK$252,571
−HK$7,741/mo
Today · 4.125%
HK$260,312
baseline
▲ 0.50% · 4.625%
HK$276,152
+HK$15,840/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$520,624/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,506
−HK$14,723/mo
▼ 0.25% · 3.875%
HK$279,815
−HK$7,414/mo
Today · 4.125%
HK$287,229
baseline
▲ 0.50% · 4.625%
HK$302,369
+HK$15,140/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$574,458/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,375 · Scale 2, in force from 26 Feb 2026)