LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,609
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,032
−HK$430/mo
Today · 4.125%
HK$14,462
baseline
▲ 0.50% · 4.625%
HK$15,342
+HK$880/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,924/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,139
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,546
−HK$411/mo
Today · 4.125%
HK$15,957
baseline
▲ 0.50% · 4.625%
HK$16,799
+HK$842/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,914/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,330
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,838
−HK$516/mo
Today · 4.125%
HK$17,354
baseline
▲ 0.50% · 4.625%
HK$18,410
+HK$1,056/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$34,708/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,167
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,655
−HK$494/mo
Today · 4.125%
HK$19,149
baseline
▲ 0.50% · 4.625%
HK$20,158
+HK$1,009/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$38,298/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,052
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,645
−HK$602/mo
Today · 4.125%
HK$20,247
baseline
▲ 0.50% · 4.625%
HK$21,479
+HK$1,232/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,494/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,195
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,764
−HK$576/mo
Today · 4.125%
HK$22,340
baseline
▲ 0.50% · 4.625%
HK$23,518
+HK$1,178/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,680/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,496
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,258
−HK$774/mo
Today · 4.125%
HK$26,032
baseline
▲ 0.50% · 4.625%
HK$27,616
+HK$1,584/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$52,064/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,251
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,982
−HK$741/mo
Today · 4.125%
HK$28,723
baseline
▲ 0.50% · 4.625%
HK$30,237
+HK$1,514/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$57,446/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$134,281 · Scale 2, in force from 26 Feb 2026)