LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,087
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$140,320
−HK$4,301/mo
Today · 4.125%
HK$144,621
baseline
▲ 0.50% · 4.625%
HK$153,420
+HK$8,799/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$289,242/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,395
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$155,455
−HK$4,119/mo
Today · 4.125%
HK$159,574
baseline
▲ 0.50% · 4.625%
HK$167,986
+HK$8,412/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$319,148/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,304
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,384
−HK$5,161/mo
Today · 4.125%
HK$173,545
baseline
▲ 0.50% · 4.625%
HK$184,104
+HK$10,559/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$347,090/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,674
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$186,546
−HK$4,943/mo
Today · 4.125%
HK$191,489
baseline
▲ 0.50% · 4.625%
HK$201,583
+HK$10,094/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$382,978/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,521
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$196,448
−HK$6,021/mo
Today · 4.125%
HK$202,469
baseline
▲ 0.50% · 4.625%
HK$214,788
+HK$12,319/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$404,938/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,953
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$217,638
−HK$5,766/mo
Today · 4.125%
HK$223,404
baseline
▲ 0.50% · 4.625%
HK$235,180
+HK$11,776/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$446,808/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,956
−HK$15,361/mo
▼ 0.25% · 3.875%
HK$252,576
−HK$7,741/mo
Today · 4.125%
HK$260,317
baseline
▲ 0.50% · 4.625%
HK$276,157
+HK$15,840/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$520,634/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,511
−HK$14,723/mo
▼ 0.25% · 3.875%
HK$279,820
−HK$7,414/mo
Today · 4.125%
HK$287,234
baseline
▲ 0.50% · 4.625%
HK$302,375
+HK$15,141/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$574,468/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,419 · Scale 2, in force from 26 Feb 2026)