LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,092
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$140,325
−HK$4,301/mo
Today · 4.125%
HK$144,626
baseline
▲ 0.50% · 4.625%
HK$153,426
+HK$8,800/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$289,252/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,400
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,461
−HK$4,119/mo
Today · 4.125%
HK$159,580
baseline
▲ 0.50% · 4.625%
HK$167,992
+HK$8,412/mo
Deposit HK$29.84M · loan HK$29.84M · min. income ≈ HK$319,160/mo (50% DSR)
Upfront cash ≈ HK$32.38M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,310
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,390
−HK$5,161/mo
Today · 4.125%
HK$173,551
baseline
▲ 0.50% · 4.625%
HK$184,111
+HK$10,560/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$347,102/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,681
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$186,553
−HK$4,943/mo
Today · 4.125%
HK$191,496
baseline
▲ 0.50% · 4.625%
HK$201,590
+HK$10,094/mo
Deposit HK$23.87M · loan HK$35.81M · min. income ≈ HK$382,992/mo (50% DSR)
Upfront cash ≈ HK$26.41M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,528
−HK$11,948/mo
▼ 0.25% · 3.875%
HK$196,455
−HK$6,021/mo
Today · 4.125%
HK$202,476
baseline
▲ 0.50% · 4.625%
HK$214,796
+HK$12,320/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$404,952/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,961
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$217,645
−HK$5,767/mo
Today · 4.125%
HK$223,412
baseline
▲ 0.50% · 4.625%
HK$235,189
+HK$11,777/mo
Deposit HK$17.90M · loan HK$41.78M · min. income ≈ HK$446,824/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,965
−HK$15,361/mo
▼ 0.25% · 3.875%
HK$252,585
−HK$7,741/mo
Today · 4.125%
HK$260,326
baseline
▲ 0.50% · 4.625%
HK$276,166
+HK$15,840/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$520,652/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,521
−HK$14,723/mo
▼ 0.25% · 3.875%
HK$279,830
−HK$7,414/mo
Today · 4.125%
HK$287,244
baseline
▲ 0.50% · 4.625%
HK$302,385
+HK$15,141/mo
Deposit HK$5.97M · loan HK$53.71M · min. income ≈ HK$574,488/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$2,536,509 · Scale 2, in force from 26 Feb 2026)