LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,129
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$140,363
−HK$4,302/mo
Today · 4.125%
HK$144,665
baseline
▲ 0.50% · 4.625%
HK$153,468
+HK$8,803/mo
Deposit HK$29.85M · loan HK$29.85M · min. income ≈ HK$289,330/mo (50% DSR)
Upfront cash ≈ HK$32.39M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,442
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$155,504
−HK$4,120/mo
Today · 4.125%
HK$159,624
baseline
▲ 0.50% · 4.625%
HK$168,038
+HK$8,414/mo
Deposit HK$29.85M · loan HK$29.85M · min. income ≈ HK$319,248/mo (50% DSR)
Upfront cash ≈ HK$32.39M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,355
−HK$10,243/mo
▼ 0.25% · 3.875%
HK$168,436
−HK$5,162/mo
Today · 4.125%
HK$173,598
baseline
▲ 0.50% · 4.625%
HK$184,161
+HK$10,563/mo
Deposit HK$23.88M · loan HK$35.82M · min. income ≈ HK$347,196/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,730
−HK$9,819/mo
▼ 0.25% · 3.875%
HK$186,604
−HK$4,945/mo
Today · 4.125%
HK$191,549
baseline
▲ 0.50% · 4.625%
HK$201,645
+HK$10,096/mo
Deposit HK$23.88M · loan HK$35.82M · min. income ≈ HK$383,098/mo (50% DSR)
Upfront cash ≈ HK$26.42M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,580
−HK$11,951/mo
▼ 0.25% · 3.875%
HK$196,508
−HK$6,023/mo
Today · 4.125%
HK$202,531
baseline
▲ 0.50% · 4.625%
HK$214,855
+HK$12,324/mo
Deposit HK$17.91M · loan HK$41.79M · min. income ≈ HK$405,062/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,019
−HK$11,454/mo
▼ 0.25% · 3.875%
HK$217,705
−HK$5,768/mo
Today · 4.125%
HK$223,473
baseline
▲ 0.50% · 4.625%
HK$235,253
+HK$11,780/mo
Deposit HK$17.91M · loan HK$41.79M · min. income ≈ HK$446,946/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,032
−HK$15,366/mo
▼ 0.25% · 3.875%
HK$252,654
−HK$7,744/mo
Today · 4.125%
HK$260,398
baseline
▲ 0.50% · 4.625%
HK$276,242
+HK$15,844/mo
Deposit HK$5.97M · loan HK$53.73M · min. income ≈ HK$520,796/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,596
−HK$14,727/mo
▼ 0.25% · 3.875%
HK$279,906
−HK$7,417/mo
Today · 4.125%
HK$287,323
baseline
▲ 0.50% · 4.625%
HK$302,468
+HK$15,145/mo
Deposit HK$5.97M · loan HK$53.73M · min. income ≈ HK$574,646/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,537,204 · Scale 2, in force from 26 Feb 2026)