LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,617
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,041
−HK$430/mo
Today · 4.125%
HK$14,471
baseline
▲ 0.50% · 4.625%
HK$15,352
+HK$881/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,942/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,149
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,555
−HK$412/mo
Today · 4.125%
HK$15,967
baseline
▲ 0.50% · 4.625%
HK$16,809
+HK$842/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,934/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,341
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,849
−HK$516/mo
Today · 4.125%
HK$17,365
baseline
▲ 0.50% · 4.625%
HK$18,422
+HK$1,057/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$34,730/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,179
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,666
−HK$495/mo
Today · 4.125%
HK$19,161
baseline
▲ 0.50% · 4.625%
HK$20,171
+HK$1,010/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$38,322/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,064
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,657
−HK$602/mo
Today · 4.125%
HK$20,259
baseline
▲ 0.50% · 4.625%
HK$21,492
+HK$1,233/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,518/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,208
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,777
−HK$577/mo
Today · 4.125%
HK$22,354
baseline
▲ 0.50% · 4.625%
HK$23,533
+HK$1,179/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,708/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$775/mo
Today · 4.125%
HK$26,048
baseline
▲ 0.50% · 4.625%
HK$27,633
+HK$1,585/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$52,096/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,268
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,999
−HK$742/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,515/mo
Deposit HK$597K · loan HK$5.37M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,365 · Scale 2, in force from 26 Feb 2026)