LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,177
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$140,413
−HK$4,304/mo
Today · 4.125%
HK$144,717
baseline
▲ 0.50% · 4.625%
HK$153,523
+HK$8,806/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$289,434/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,496
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,559
−HK$4,122/mo
Today · 4.125%
HK$159,681
baseline
▲ 0.50% · 4.625%
HK$168,098
+HK$8,417/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$319,362/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,413
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,496
−HK$5,164/mo
Today · 4.125%
HK$173,660
baseline
▲ 0.50% · 4.625%
HK$184,227
+HK$10,567/mo
Deposit HK$23.89M · loan HK$35.83M · min. income ≈ HK$347,320/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,795
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,671
−HK$4,946/mo
Today · 4.125%
HK$191,617
baseline
▲ 0.50% · 4.625%
HK$201,717
+HK$10,100/mo
Deposit HK$23.89M · loan HK$35.83M · min. income ≈ HK$383,234/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,648
−HK$11,956/mo
▼ 0.25% · 3.875%
HK$196,579
−HK$6,025/mo
Today · 4.125%
HK$202,604
baseline
▲ 0.50% · 4.625%
HK$214,932
+HK$12,328/mo
Deposit HK$17.92M · loan HK$41.80M · min. income ≈ HK$405,208/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,094
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$217,783
−HK$5,770/mo
Today · 4.125%
HK$223,553
baseline
▲ 0.50% · 4.625%
HK$235,337
+HK$11,784/mo
Deposit HK$17.92M · loan HK$41.80M · min. income ≈ HK$447,106/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,119
−HK$15,371/mo
▼ 0.25% · 3.875%
HK$252,744
−HK$7,746/mo
Today · 4.125%
HK$260,490
baseline
▲ 0.50% · 4.625%
HK$276,341
+HK$15,851/mo
Deposit HK$5.97M · loan HK$53.75M · min. income ≈ HK$520,980/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,693
−HK$14,733/mo
▼ 0.25% · 3.875%
HK$280,006
−HK$7,420/mo
Today · 4.125%
HK$287,426
baseline
▲ 0.50% · 4.625%
HK$302,576
+HK$15,150/mo
Deposit HK$5.97M · loan HK$53.75M · min. income ≈ HK$574,852/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,109 · Scale 2, in force from 26 Feb 2026)