LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,178
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$140,414
−HK$4,303/mo
Today · 4.125%
HK$144,717
baseline
▲ 0.50% · 4.625%
HK$153,523
+HK$8,806/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$289,434/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,496
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,559
−HK$4,122/mo
Today · 4.125%
HK$159,681
baseline
▲ 0.50% · 4.625%
HK$168,098
+HK$8,417/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$319,362/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,413
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$168,496
−HK$5,165/mo
Today · 4.125%
HK$173,661
baseline
▲ 0.50% · 4.625%
HK$184,228
+HK$10,567/mo
Deposit HK$23.89M · loan HK$35.83M · min. income ≈ HK$347,322/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,796
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,671
−HK$4,947/mo
Today · 4.125%
HK$191,618
baseline
▲ 0.50% · 4.625%
HK$201,718
+HK$10,100/mo
Deposit HK$23.89M · loan HK$35.83M · min. income ≈ HK$383,236/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,649
−HK$11,955/mo
▼ 0.25% · 3.875%
HK$196,579
−HK$6,025/mo
Today · 4.125%
HK$202,604
baseline
▲ 0.50% · 4.625%
HK$214,932
+HK$12,328/mo
Deposit HK$17.92M · loan HK$41.80M · min. income ≈ HK$405,208/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,095
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$217,783
−HK$5,771/mo
Today · 4.125%
HK$223,554
baseline
▲ 0.50% · 4.625%
HK$235,338
+HK$11,784/mo
Deposit HK$17.92M · loan HK$41.80M · min. income ≈ HK$447,108/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,120
−HK$15,371/mo
▼ 0.25% · 3.875%
HK$252,745
−HK$7,746/mo
Today · 4.125%
HK$260,491
baseline
▲ 0.50% · 4.625%
HK$276,341
+HK$15,850/mo
Deposit HK$5.97M · loan HK$53.75M · min. income ≈ HK$520,982/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,693
−HK$14,733/mo
▼ 0.25% · 3.875%
HK$280,007
−HK$7,419/mo
Today · 4.125%
HK$287,426
baseline
▲ 0.50% · 4.625%
HK$302,577
+HK$15,151/mo
Deposit HK$5.97M · loan HK$53.75M · min. income ≈ HK$574,852/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,116 · Scale 2, in force from 26 Feb 2026)