LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,619
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,043
−HK$430/mo
Today · 4.125%
HK$14,473
baseline
▲ 0.50% · 4.625%
HK$15,354
+HK$881/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,946/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,151
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,558
−HK$412/mo
Today · 4.125%
HK$15,970
baseline
▲ 0.50% · 4.625%
HK$16,812
+HK$842/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,940/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,343
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,852
−HK$516/mo
Today · 4.125%
HK$17,368
baseline
▲ 0.50% · 4.625%
HK$18,425
+HK$1,057/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$34,736/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,182
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,669
−HK$495/mo
Today · 4.125%
HK$19,164
baseline
▲ 0.50% · 4.625%
HK$20,174
+HK$1,010/mo
Deposit HK$2.39M · loan HK$3.58M · min. income ≈ HK$38,328/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,067
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,660
−HK$603/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,496
+HK$1,233/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$577/mo
Today · 4.125%
HK$22,358
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,179/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,716/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,277
−HK$775/mo
Today · 4.125%
HK$26,052
baseline
▲ 0.50% · 4.625%
HK$27,637
+HK$1,585/mo
Deposit HK$597K · loan HK$5.38M · min. income ≈ HK$52,104/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,273
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$742/mo
Today · 4.125%
HK$28,746
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,515/mo
Deposit HK$597K · loan HK$5.38M · min. income ≈ HK$57,492/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,387 · Scale 2, in force from 26 Feb 2026)