LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,196
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$140,432
−HK$4,305/mo
Today · 4.125%
HK$144,737
baseline
▲ 0.50% · 4.625%
HK$153,543
+HK$8,806/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$289,474/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,517
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$155,580
−HK$4,123/mo
Today · 4.125%
HK$159,703
baseline
▲ 0.50% · 4.625%
HK$168,121
+HK$8,418/mo
Deposit HK$29.86M · loan HK$29.86M · min. income ≈ HK$319,406/mo (50% DSR)
Upfront cash ≈ HK$32.40M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,435
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$168,519
−HK$5,165/mo
Today · 4.125%
HK$173,684
baseline
▲ 0.50% · 4.625%
HK$184,252
+HK$10,568/mo
Deposit HK$23.89M · loan HK$35.84M · min. income ≈ HK$347,368/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,820
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$186,696
−HK$4,947/mo
Today · 4.125%
HK$191,643
baseline
▲ 0.50% · 4.625%
HK$201,745
+HK$10,102/mo
Deposit HK$23.89M · loan HK$35.84M · min. income ≈ HK$383,286/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,674
−HK$11,957/mo
▼ 0.25% · 3.875%
HK$196,605
−HK$6,026/mo
Today · 4.125%
HK$202,631
baseline
▲ 0.50% · 4.625%
HK$214,961
+HK$12,330/mo
Deposit HK$17.92M · loan HK$41.81M · min. income ≈ HK$405,262/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,123
−HK$11,461/mo
▼ 0.25% · 3.875%
HK$217,812
−HK$5,772/mo
Today · 4.125%
HK$223,584
baseline
▲ 0.50% · 4.625%
HK$235,369
+HK$11,785/mo
Deposit HK$17.92M · loan HK$41.81M · min. income ≈ HK$447,168/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,153
−HK$15,373/mo
▼ 0.25% · 3.875%
HK$252,778
−HK$7,748/mo
Today · 4.125%
HK$260,526
baseline
▲ 0.50% · 4.625%
HK$276,378
+HK$15,852/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$521,052/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,730
−HK$14,735/mo
▼ 0.25% · 3.875%
HK$280,044
−HK$7,421/mo
Today · 4.125%
HK$287,465
baseline
▲ 0.50% · 4.625%
HK$302,617
+HK$15,152/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$574,930/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,454 · Scale 2, in force from 26 Feb 2026)