LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,216
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,453
−HK$4,305/mo
Today · 4.125%
HK$144,758
baseline
▲ 0.50% · 4.625%
HK$153,566
+HK$8,808/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$289,516/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,539
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,603
−HK$4,123/mo
Today · 4.125%
HK$159,726
baseline
▲ 0.50% · 4.625%
HK$168,145
+HK$8,419/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$319,452/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,459
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,543
−HK$5,166/mo
Today · 4.125%
HK$173,709
baseline
▲ 0.50% · 4.625%
HK$184,279
+HK$10,570/mo
Deposit HK$23.89M · loan HK$35.84M · min. income ≈ HK$347,418/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,846
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$186,723
−HK$4,948/mo
Today · 4.125%
HK$191,671
baseline
▲ 0.50% · 4.625%
HK$201,774
+HK$10,103/mo
Deposit HK$23.89M · loan HK$35.84M · min. income ≈ HK$383,342/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,702
−HK$11,959/mo
▼ 0.25% · 3.875%
HK$196,634
−HK$6,027/mo
Today · 4.125%
HK$202,661
baseline
▲ 0.50% · 4.625%
HK$214,992
+HK$12,331/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$405,322/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,154
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$217,844
−HK$5,772/mo
Today · 4.125%
HK$223,616
baseline
▲ 0.50% · 4.625%
HK$235,403
+HK$11,787/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$447,232/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,188
−HK$15,376/mo
▼ 0.25% · 3.875%
HK$252,815
−HK$7,749/mo
Today · 4.125%
HK$260,564
baseline
▲ 0.50% · 4.625%
HK$276,419
+HK$15,855/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$521,128/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,770
−HK$14,737/mo
▼ 0.25% · 3.875%
HK$280,085
−HK$7,422/mo
Today · 4.125%
HK$287,507
baseline
▲ 0.50% · 4.625%
HK$302,661
+HK$15,154/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$575,014/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,825 · Scale 2, in force from 26 Feb 2026)