LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,217
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,454
−HK$4,305/mo
Today · 4.125%
HK$144,759
baseline
▲ 0.50% · 4.625%
HK$153,567
+HK$8,808/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$289,518/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,540
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,604
−HK$4,123/mo
Today · 4.125%
HK$159,727
baseline
▲ 0.50% · 4.625%
HK$168,147
+HK$8,420/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$319,454/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,460
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$168,545
−HK$5,166/mo
Today · 4.125%
HK$173,711
baseline
▲ 0.50% · 4.625%
HK$184,281
+HK$10,570/mo
Deposit HK$23.90M · loan HK$35.84M · min. income ≈ HK$347,422/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,848
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$186,725
−HK$4,948/mo
Today · 4.125%
HK$191,673
baseline
▲ 0.50% · 4.625%
HK$201,776
+HK$10,103/mo
Deposit HK$23.90M · loan HK$35.84M · min. income ≈ HK$383,346/mo (50% DSR)
Upfront cash ≈ HK$26.43M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,704
−HK$11,958/mo
▼ 0.25% · 3.875%
HK$196,636
−HK$6,026/mo
Today · 4.125%
HK$202,662
baseline
▲ 0.50% · 4.625%
HK$214,994
+HK$12,332/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$405,324/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,156
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$217,846
−HK$5,772/mo
Today · 4.125%
HK$223,618
baseline
▲ 0.50% · 4.625%
HK$235,405
+HK$11,787/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$447,236/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,190
−HK$15,376/mo
▼ 0.25% · 3.875%
HK$252,817
−HK$7,749/mo
Today · 4.125%
HK$260,566
baseline
▲ 0.50% · 4.625%
HK$276,421
+HK$15,855/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$521,132/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,772
−HK$14,737/mo
▼ 0.25% · 3.875%
HK$280,087
−HK$7,422/mo
Today · 4.125%
HK$287,509
baseline
▲ 0.50% · 4.625%
HK$302,664
+HK$15,155/mo
Deposit HK$5.97M · loan HK$53.76M · min. income ≈ HK$575,018/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,538,846 · Scale 2, in force from 26 Feb 2026)