LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,227
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$140,465
−HK$4,305/mo
Today · 4.125%
HK$144,770
baseline
▲ 0.50% · 4.625%
HK$153,579
+HK$8,809/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$289,540/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,552
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$155,616
−HK$4,124/mo
Today · 4.125%
HK$159,740
baseline
▲ 0.50% · 4.625%
HK$168,160
+HK$8,420/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$319,480/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,473
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$168,558
−HK$5,166/mo
Today · 4.125%
HK$173,724
baseline
▲ 0.50% · 4.625%
HK$184,295
+HK$10,571/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$347,448/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,862
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$186,739
−HK$4,948/mo
Today · 4.125%
HK$191,687
baseline
▲ 0.50% · 4.625%
HK$201,792
+HK$10,105/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$383,374/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,718
−HK$11,960/mo
▼ 0.25% · 3.875%
HK$196,651
−HK$6,027/mo
Today · 4.125%
HK$202,678
baseline
▲ 0.50% · 4.625%
HK$215,011
+HK$12,333/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$405,356/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,172
−HK$11,463/mo
▼ 0.25% · 3.875%
HK$217,863
−HK$5,772/mo
Today · 4.125%
HK$223,635
baseline
▲ 0.50% · 4.625%
HK$235,423
+HK$11,788/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$447,270/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,209
−HK$15,377/mo
▼ 0.25% · 3.875%
HK$252,837
−HK$7,749/mo
Today · 4.125%
HK$260,586
baseline
▲ 0.50% · 4.625%
HK$276,442
+HK$15,856/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$521,172/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,793
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$280,109
−HK$7,422/mo
Today · 4.125%
HK$287,531
baseline
▲ 0.50% · 4.625%
HK$302,687
+HK$15,156/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$575,062/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,042 · Scale 2, in force from 26 Feb 2026)