LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,239
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$140,477
−HK$4,306/mo
Today · 4.125%
HK$144,783
baseline
▲ 0.50% · 4.625%
HK$153,592
+HK$8,809/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$289,566/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,565
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$155,630
−HK$4,123/mo
Today · 4.125%
HK$159,753
baseline
▲ 0.50% · 4.625%
HK$168,174
+HK$8,421/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$319,506/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,487
−HK$10,252/mo
▼ 0.25% · 3.875%
HK$168,572
−HK$5,167/mo
Today · 4.125%
HK$173,739
baseline
▲ 0.50% · 4.625%
HK$184,311
+HK$10,572/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$347,478/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,878
−HK$9,826/mo
▼ 0.25% · 3.875%
HK$186,756
−HK$4,948/mo
Today · 4.125%
HK$191,704
baseline
▲ 0.50% · 4.625%
HK$201,809
+HK$10,105/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$383,408/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,735
−HK$11,961/mo
▼ 0.25% · 3.875%
HK$196,668
−HK$6,028/mo
Today · 4.125%
HK$202,696
baseline
▲ 0.50% · 4.625%
HK$215,029
+HK$12,333/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$405,392/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,191
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$217,882
−HK$5,773/mo
Today · 4.125%
HK$223,655
baseline
▲ 0.50% · 4.625%
HK$235,444
+HK$11,789/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$447,310/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,231
−HK$15,378/mo
▼ 0.25% · 3.875%
HK$252,859
−HK$7,750/mo
Today · 4.125%
HK$260,609
baseline
▲ 0.50% · 4.625%
HK$276,466
+HK$15,857/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$521,218/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,817
−HK$14,739/mo
▼ 0.25% · 3.875%
HK$280,133
−HK$7,423/mo
Today · 4.125%
HK$287,556
baseline
▲ 0.50% · 4.625%
HK$302,714
+HK$15,158/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$575,112/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,262 · Scale 2, in force from 26 Feb 2026)