LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,240
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$140,478
−HK$4,305/mo
Today · 4.125%
HK$144,783
baseline
▲ 0.50% · 4.625%
HK$153,593
+HK$8,810/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$289,566/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,565
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$155,630
−HK$4,124/mo
Today · 4.125%
HK$159,754
baseline
▲ 0.50% · 4.625%
HK$168,175
+HK$8,421/mo
Deposit HK$29.87M · loan HK$29.87M · min. income ≈ HK$319,508/mo (50% DSR)
Upfront cash ≈ HK$32.41M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,488
−HK$10,252/mo
▼ 0.25% · 3.875%
HK$168,573
−HK$5,167/mo
Today · 4.125%
HK$173,740
baseline
▲ 0.50% · 4.625%
HK$184,312
+HK$10,572/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$347,480/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,878
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$186,756
−HK$4,949/mo
Today · 4.125%
HK$191,705
baseline
▲ 0.50% · 4.625%
HK$201,810
+HK$10,105/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$383,410/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,736
−HK$11,961/mo
▼ 0.25% · 3.875%
HK$196,669
−HK$6,028/mo
Today · 4.125%
HK$202,697
baseline
▲ 0.50% · 4.625%
HK$215,030
+HK$12,333/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$405,394/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,192
−HK$11,464/mo
▼ 0.25% · 3.875%
HK$217,882
−HK$5,774/mo
Today · 4.125%
HK$223,656
baseline
▲ 0.50% · 4.625%
HK$235,445
+HK$11,789/mo
Deposit HK$17.92M · loan HK$41.82M · min. income ≈ HK$447,312/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,232
−HK$15,378/mo
▼ 0.25% · 3.875%
HK$252,860
−HK$7,750/mo
Today · 4.125%
HK$260,610
baseline
▲ 0.50% · 4.625%
HK$276,467
+HK$15,857/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$521,220/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,818
−HK$14,739/mo
▼ 0.25% · 3.875%
HK$280,135
−HK$7,422/mo
Today · 4.125%
HK$287,557
baseline
▲ 0.50% · 4.625%
HK$302,715
+HK$15,158/mo
Deposit HK$5.97M · loan HK$53.77M · min. income ≈ HK$575,114/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,272 · Scale 2, in force from 26 Feb 2026)