LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,252
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$140,490
−HK$4,306/mo
Today · 4.125%
HK$144,796
baseline
▲ 0.50% · 4.625%
HK$153,607
+HK$8,811/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$289,592/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,579
−HK$8,190/mo
▼ 0.25% · 3.875%
HK$155,645
−HK$4,124/mo
Today · 4.125%
HK$159,769
baseline
▲ 0.50% · 4.625%
HK$168,190
+HK$8,421/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$319,538/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,503
−HK$10,253/mo
▼ 0.25% · 3.875%
HK$168,589
−HK$5,167/mo
Today · 4.125%
HK$173,756
baseline
▲ 0.50% · 4.625%
HK$184,328
+HK$10,572/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$347,512/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,895
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$186,773
−HK$4,949/mo
Today · 4.125%
HK$191,722
baseline
▲ 0.50% · 4.625%
HK$201,828
+HK$10,106/mo
Deposit HK$23.90M · loan HK$35.85M · min. income ≈ HK$383,444/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,753
−HK$11,962/mo
▼ 0.25% · 3.875%
HK$196,687
−HK$6,028/mo
Today · 4.125%
HK$202,715
baseline
▲ 0.50% · 4.625%
HK$215,050
+HK$12,335/mo
Deposit HK$17.93M · loan HK$41.83M · min. income ≈ HK$405,430/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,211
−HK$11,465/mo
▼ 0.25% · 3.875%
HK$217,902
−HK$5,774/mo
Today · 4.125%
HK$223,676
baseline
▲ 0.50% · 4.625%
HK$235,466
+HK$11,790/mo
Deposit HK$17.93M · loan HK$41.83M · min. income ≈ HK$447,352/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,254
−HK$15,380/mo
▼ 0.25% · 3.875%
HK$252,883
−HK$7,751/mo
Today · 4.125%
HK$260,634
baseline
▲ 0.50% · 4.625%
HK$276,493
+HK$15,859/mo
Deposit HK$5.98M · loan HK$53.78M · min. income ≈ HK$521,268/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,843
−HK$14,741/mo
▼ 0.25% · 3.875%
HK$280,160
−HK$7,424/mo
Today · 4.125%
HK$287,584
baseline
▲ 0.50% · 4.625%
HK$302,742
+HK$15,158/mo
Deposit HK$5.98M · loan HK$53.78M · min. income ≈ HK$575,168/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$2,539,505 · Scale 2, in force from 26 Feb 2026)