LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,625
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,049
−HK$431/mo
Today · 4.125%
HK$14,480
baseline
▲ 0.50% · 4.625%
HK$15,361
+HK$881/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,960/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,158
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,565
−HK$412/mo
Today · 4.125%
HK$15,977
baseline
▲ 0.50% · 4.625%
HK$16,819
+HK$842/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,954/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,350
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,859
−HK$517/mo
Today · 4.125%
HK$17,376
baseline
▲ 0.50% · 4.625%
HK$18,433
+HK$1,057/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,752/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,190
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,677
−HK$495/mo
Today · 4.125%
HK$19,172
baseline
▲ 0.50% · 4.625%
HK$20,183
+HK$1,011/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,344/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,075
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,669
−HK$603/mo
Today · 4.125%
HK$20,272
baseline
▲ 0.50% · 4.625%
HK$21,505
+HK$1,233/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,544/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,221
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,790
−HK$578/mo
Today · 4.125%
HK$22,368
baseline
▲ 0.50% · 4.625%
HK$23,547
+HK$1,179/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,736/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,526
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,288
−HK$776/mo
Today · 4.125%
HK$26,064
baseline
▲ 0.50% · 4.625%
HK$27,649
+HK$1,585/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,128/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,284
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,016
−HK$743/mo
Today · 4.125%
HK$28,759
baseline
▲ 0.50% · 4.625%
HK$30,274
+HK$1,515/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$57,518/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,446 · Scale 2, in force from 26 Feb 2026)