LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,266
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$140,505
−HK$4,306/mo
Today · 4.125%
HK$144,811
baseline
▲ 0.50% · 4.625%
HK$153,623
+HK$8,812/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$289,622/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,595
−HK$8,190/mo
▼ 0.25% · 3.875%
HK$155,661
−HK$4,124/mo
Today · 4.125%
HK$159,785
baseline
▲ 0.50% · 4.625%
HK$168,208
+HK$8,423/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$319,570/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,520
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,606
−HK$5,168/mo
Today · 4.125%
HK$173,774
baseline
▲ 0.50% · 4.625%
HK$184,347
+HK$10,573/mo
Deposit HK$23.90M · loan HK$35.86M · min. income ≈ HK$347,548/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,914
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,793
−HK$4,949/mo
Today · 4.125%
HK$191,742
baseline
▲ 0.50% · 4.625%
HK$201,849
+HK$10,107/mo
Deposit HK$23.90M · loan HK$35.86M · min. income ≈ HK$383,484/mo (50% DSR)
Upfront cash ≈ HK$26.44M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,773
−HK$11,963/mo
▼ 0.25% · 3.875%
HK$196,707
−HK$6,029/mo
Today · 4.125%
HK$202,736
baseline
▲ 0.50% · 4.625%
HK$215,072
+HK$12,336/mo
Deposit HK$17.93M · loan HK$41.83M · min. income ≈ HK$405,472/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,233
−HK$11,466/mo
▼ 0.25% · 3.875%
HK$217,925
−HK$5,774/mo
Today · 4.125%
HK$223,699
baseline
▲ 0.50% · 4.625%
HK$235,491
+HK$11,792/mo
Deposit HK$17.93M · loan HK$41.83M · min. income ≈ HK$447,398/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,279
−HK$15,382/mo
▼ 0.25% · 3.875%
HK$252,909
−HK$7,752/mo
Today · 4.125%
HK$260,661
baseline
▲ 0.50% · 4.625%
HK$276,521
+HK$15,860/mo
Deposit HK$5.98M · loan HK$53.78M · min. income ≈ HK$521,322/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,871
−HK$14,742/mo
▼ 0.25% · 3.875%
HK$280,189
−HK$7,424/mo
Today · 4.125%
HK$287,613
baseline
▲ 0.50% · 4.625%
HK$302,774
+HK$15,161/mo
Deposit HK$5.98M · loan HK$53.78M · min. income ≈ HK$575,226/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,539,767 · Scale 2, in force from 26 Feb 2026)