LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,282
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$140,522
−HK$4,307/mo
Today · 4.125%
HK$144,829
baseline
▲ 0.50% · 4.625%
HK$153,641
+HK$8,812/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$289,658/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,613
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$155,679
−HK$4,125/mo
Today · 4.125%
HK$159,804
baseline
▲ 0.50% · 4.625%
HK$168,228
+HK$8,424/mo
Deposit HK$29.88M · loan HK$29.88M · min. income ≈ HK$319,608/mo (50% DSR)
Upfront cash ≈ HK$32.42M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,539
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$168,626
−HK$5,168/mo
Today · 4.125%
HK$173,794
baseline
▲ 0.50% · 4.625%
HK$184,369
+HK$10,575/mo
Deposit HK$23.91M · loan HK$35.86M · min. income ≈ HK$347,588/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,935
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$186,815
−HK$4,950/mo
Today · 4.125%
HK$191,765
baseline
▲ 0.50% · 4.625%
HK$201,873
+HK$10,108/mo
Deposit HK$23.91M · loan HK$35.86M · min. income ≈ HK$383,530/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,795
−HK$11,965/mo
▼ 0.25% · 3.875%
HK$196,730
−HK$6,030/mo
Today · 4.125%
HK$202,760
baseline
▲ 0.50% · 4.625%
HK$215,098
+HK$12,338/mo
Deposit HK$17.93M · loan HK$41.84M · min. income ≈ HK$405,520/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,258
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$217,951
−HK$5,775/mo
Today · 4.125%
HK$223,726
baseline
▲ 0.50% · 4.625%
HK$235,519
+HK$11,793/mo
Deposit HK$17.93M · loan HK$41.84M · min. income ≈ HK$447,452/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,308
−HK$15,384/mo
▼ 0.25% · 3.875%
HK$252,939
−HK$7,753/mo
Today · 4.125%
HK$260,692
baseline
▲ 0.50% · 4.625%
HK$276,554
+HK$15,862/mo
Deposit HK$5.98M · loan HK$53.79M · min. income ≈ HK$521,384/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,903
−HK$14,744/mo
▼ 0.25% · 3.875%
HK$280,222
−HK$7,425/mo
Today · 4.125%
HK$287,647
baseline
▲ 0.50% · 4.625%
HK$302,810
+HK$15,163/mo
Deposit HK$5.98M · loan HK$53.79M · min. income ≈ HK$575,294/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,068 · Scale 2, in force from 26 Feb 2026)