LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,629
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,053
−HK$431/mo
Today · 4.125%
HK$14,484
baseline
▲ 0.50% · 4.625%
HK$15,365
+HK$881/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$28,968/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,162
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,569
−HK$412/mo
Today · 4.125%
HK$15,981
baseline
▲ 0.50% · 4.625%
HK$16,824
+HK$843/mo
Deposit HK$2.99M · loan HK$2.99M · min. income ≈ HK$31,962/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,355
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,864
−HK$516/mo
Today · 4.125%
HK$17,380
baseline
▲ 0.50% · 4.625%
HK$18,438
+HK$1,058/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$34,760/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,195
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,683
−HK$495/mo
Today · 4.125%
HK$19,178
baseline
▲ 0.50% · 4.625%
HK$20,189
+HK$1,011/mo
Deposit HK$2.39M · loan HK$3.59M · min. income ≈ HK$38,356/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,081
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,674
−HK$603/mo
Today · 4.125%
HK$20,277
baseline
▲ 0.50% · 4.625%
HK$21,511
+HK$1,234/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$40,554/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,227
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$578/mo
Today · 4.125%
HK$22,374
baseline
▲ 0.50% · 4.625%
HK$23,553
+HK$1,179/mo
Deposit HK$1.79M · loan HK$4.18M · min. income ≈ HK$44,748/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,532
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,295
−HK$776/mo
Today · 4.125%
HK$26,071
baseline
▲ 0.50% · 4.625%
HK$27,657
+HK$1,586/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,142/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,292
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,024
−HK$742/mo
Today · 4.125%
HK$28,766
baseline
▲ 0.50% · 4.625%
HK$30,283
+HK$1,517/mo
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$57,532/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$134,483 · Scale 2, in force from 26 Feb 2026)