LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,309
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$140,549
−HK$4,308/mo
Today · 4.125%
HK$144,857
baseline
▲ 0.50% · 4.625%
HK$153,671
+HK$8,814/mo
Deposit HK$29.89M · loan HK$29.89M · min. income ≈ HK$289,714/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,643
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$155,710
−HK$4,125/mo
Today · 4.125%
HK$159,835
baseline
▲ 0.50% · 4.625%
HK$168,261
+HK$8,426/mo
Deposit HK$29.89M · loan HK$29.89M · min. income ≈ HK$319,670/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,571
−HK$10,257/mo
▼ 0.25% · 3.875%
HK$168,659
−HK$5,169/mo
Today · 4.125%
HK$173,828
baseline
▲ 0.50% · 4.625%
HK$184,406
+HK$10,578/mo
Deposit HK$23.91M · loan HK$35.87M · min. income ≈ HK$347,656/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,971
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$186,852
−HK$4,951/mo
Today · 4.125%
HK$191,803
baseline
▲ 0.50% · 4.625%
HK$201,913
+HK$10,110/mo
Deposit HK$23.91M · loan HK$35.87M · min. income ≈ HK$383,606/mo (50% DSR)
Upfront cash ≈ HK$26.45M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,833
−HK$11,967/mo
▼ 0.25% · 3.875%
HK$196,769
−HK$6,031/mo
Today · 4.125%
HK$202,800
baseline
▲ 0.50% · 4.625%
HK$215,140
+HK$12,340/mo
Deposit HK$17.93M · loan HK$41.84M · min. income ≈ HK$405,600/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,300
−HK$11,470/mo
▼ 0.25% · 3.875%
HK$217,994
−HK$5,776/mo
Today · 4.125%
HK$223,770
baseline
▲ 0.50% · 4.625%
HK$235,565
+HK$11,795/mo
Deposit HK$17.93M · loan HK$41.84M · min. income ≈ HK$447,540/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,357
−HK$15,386/mo
▼ 0.25% · 3.875%
HK$252,989
−HK$7,754/mo
Today · 4.125%
HK$260,743
baseline
▲ 0.50% · 4.625%
HK$276,608
+HK$15,865/mo
Deposit HK$5.98M · loan HK$53.80M · min. income ≈ HK$521,486/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,957
−HK$14,747/mo
▼ 0.25% · 3.875%
HK$280,277
−HK$7,427/mo
Today · 4.125%
HK$287,704
baseline
▲ 0.50% · 4.625%
HK$302,869
+HK$15,165/mo
Deposit HK$5.98M · loan HK$53.80M · min. income ≈ HK$575,408/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,567 · Scale 2, in force from 26 Feb 2026)