LTV · monthly repayment
▼ 0.50% · 3.625%
HK$136,330
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$140,571
−HK$4,308/mo
Today · 4.125%
HK$144,879
baseline
▲ 0.50% · 4.625%
HK$153,695
+HK$8,816/mo
Deposit HK$29.89M · loan HK$29.89M · min. income ≈ HK$289,758/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,666
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$155,734
−HK$4,126/mo
Today · 4.125%
HK$159,860
baseline
▲ 0.50% · 4.625%
HK$168,287
+HK$8,427/mo
Deposit HK$29.89M · loan HK$29.89M · min. income ≈ HK$319,720/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,596
−HK$10,259/mo
▼ 0.25% · 3.875%
HK$168,685
−HK$5,170/mo
Today · 4.125%
HK$173,855
baseline
▲ 0.50% · 4.625%
HK$184,434
+HK$10,579/mo
Deposit HK$23.91M · loan HK$35.87M · min. income ≈ HK$347,710/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,999
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$186,881
−HK$4,951/mo
Today · 4.125%
HK$191,832
baseline
▲ 0.50% · 4.625%
HK$201,944
+HK$10,112/mo
Deposit HK$23.91M · loan HK$35.87M · min. income ≈ HK$383,664/mo (50% DSR)
Upfront cash ≈ HK$26.46M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,862
−HK$11,969/mo
▼ 0.25% · 3.875%
HK$196,799
−HK$6,032/mo
Today · 4.125%
HK$202,831
baseline
▲ 0.50% · 4.625%
HK$215,173
+HK$12,342/mo
Deposit HK$17.94M · loan HK$41.85M · min. income ≈ HK$405,662/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,333
−HK$11,471/mo
▼ 0.25% · 3.875%
HK$218,027
−HK$5,777/mo
Today · 4.125%
HK$223,804
baseline
▲ 0.50% · 4.625%
HK$235,601
+HK$11,797/mo
Deposit HK$17.94M · loan HK$41.85M · min. income ≈ HK$447,608/mo (50% DSR)
Upfront cash ≈ HK$20.48M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,395
−HK$15,388/mo
▼ 0.25% · 3.875%
HK$253,028
−HK$7,755/mo
Today · 4.125%
HK$260,783
baseline
▲ 0.50% · 4.625%
HK$276,651
+HK$15,868/mo
Deposit HK$5.98M · loan HK$53.81M · min. income ≈ HK$521,566/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,999
−HK$14,749/mo
▼ 0.25% · 3.875%
HK$280,321
−HK$7,427/mo
Today · 4.125%
HK$287,748
baseline
▲ 0.50% · 4.625%
HK$302,916
+HK$15,168/mo
Deposit HK$5.98M · loan HK$53.81M · min. income ≈ HK$575,496/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$2,540,960 · Scale 2, in force from 26 Feb 2026)